Complete Feature Set

Designed Around How Indian Businesses Actually Work

Whether you run a retail shop, wholesale counter, distribution agency, or bank cash desk, TallyMyCash brings your daily registers and financial tools together without complicated accounting software.

Daily Business, Khata, Billing & Inventory

Shop & Trade Operations

Handle your everyday counter cash, party ledgers, sales and purchase bills, stock batches, quick cashbook entries, and informal loans in one connected workflow.

Free

Tally Cash (Cash Counter)

Count all Indian currency notes and circulation, historical, or commemorative coins. Calculate loose notes, packets, and bundles, compare against teller system balances for short or excess, link tallies to Khata contacts (Pro), and share summaries as images or text.

Pro

Debit / Credit Khata

Track customer and supplier dues in a clean chat-style ledger. Record up to 4 split payment modes (Cash, UPI, Card, Bank Transfer, Cheque) per entry, attach bill photos or documents, link denomination tallies, and export PDF or Excel statements.

Pro

Sales & Purchase Bills

Create and modify sales and purchase bills with item quantities, subtotal, additional charges (% or ₹), and overall discounts (% or ₹). Allocate inventory lots automatically (FIFO) or manually, record multi-mode payments, and export branded PDF invoices across 10 themes.

Pro

Repayments & Bulk Adjustment

Track partial and full repayments against individual bills or khata entries with exact running due balances. When a party pays a lump sum, use Bulk Adjustment to settle multiple pending bills at once with automatic FIFO allocation.

Pro

Due Reminders

Schedule exact date and time reminders for upcoming bill collections and supplier payments. View Overdue, Today, and Upcoming dues in a single organized schedule so no collection is missed.

Pro

Stock Inventory & Lot Tracking

Manage products with batch/lot purchase and sale prices, primary and secondary measurement units with conversion ratios, size and color variants, and customizable low-stock alerts with full product movement ledgers.

Pro

Stock Statement

Generate date-wise inventory valuation and stock availability statements in PDF or Excel format with a single tap, with an option to exclude zero or negative stock items for clean bank or audit submissions.

Pro

Cashbook (Quick Cash & Margin Diary)

Built for shopkeepers who want a fast billing and cash-tracking experience without operating the full Stock Inventory, purchase lot, or party Khata workflow. Record quick Cash In, Cash Out, and location transfers (Drawer, Pocket), attach optional items with estimated profit margins (₹ or %), and track daily Cash In, Cash Out, and estimated Profit/Loss independently.

Pro

All Transactions Passbook

View every Debit/Credit Khata entry, Sales/Purchase Bill, Repayment, and Income/Expense record together in one chronological passbook with date, type, and contact filters plus PDF and Excel export.

Pro

Income & Expense Tracker

Record daily shop expenses (rent, electricity, staff salary, transport) and direct business income under custom categories and items. Attach receipts, record multi-mode payments, and export category-wise reports.

Pro

Loanbook (Informal Lending Ledger)

Track informal loans given or taken with Principal-only, annual percentage (% p.a.), or traditional Indian monthly interest (₹ per ₹100 per month) in simple or compound modes. Manage EMI schedules, adjustments, and shareable receipts.

Pro

Bank Accounts & Unlinked Payments

Track multiple bank account balances and inter-account transfers. Online UPI, card, or bank payments recorded across Khata, Bills, or Expenses without a specified bank are safely held in Unlinked Accounts until you assign them.

Agency Collection & Field Recovery

Super Agent & Field Collector System

Built for DMT (Domestic Money Transfer) operators, AePS distributors, telecom/FMCG wholesalers, and cash recovery agencies where a Super Agent coordinates multiple field collection agents across retailers.

Pro

Super Agent & Multi-Agency Directory

Operate as a Super Agent managing multiple agencies (such as DMT, CMS, telecom, or wholesale lines) and a shared directory of retailers. Onboard field collection agents by mobile number using a secure 6-digit invitation code and revoke access anytime.

Pro

Daily Retailer Targets & Reassignment

Assign daily collection target amounts for each retailer to their designated collection agent, or mark entries as Owner Collects when collecting directly. Temporarily reassign a retailer to another agent for the day if an agent is absent.

Pro

Field Agent Collections & 5 Settlement Modes

Collection agents switch to Collector mode to view assigned retailers and record 5 entry types: Retailer Collection (cash denominations + online payment + photo proof), Bank Deposit, CDM Deposit, Direct Cash Handover to Super Agent, and Online Transfer.

Pro

Report Verification & Stuck Cash Workflow

Super Agents verify or reject submitted reports, grant one-time edit or backdated entry permissions, and track denomination-wise Collected, Deposited, and Difference (C/De/Di) totals. Includes a two-step workflow for cash stuck in bank/CDM machines until bank credit is confirmed.

Business Insights & Financial Statements

Automated Accounting

Turn your daily bills, stock movements, expenses, and khata balances into accurate financial statements without manual spreadsheet work.

Pro

Profit & Loss Statement

Automatically calculate Gross Profit, Gross Margin, COGS (using FIFO inventory lot cost tracking), and Net Profit. Analyze profitability across Overall, Product-wise, and Contact-wise tabs and export to PDF or Excel.

Pro

One-Click Balance Sheet

Generate Indian Financial Year (April–March) Balance Sheets combining Cash in Hand, Bank Accounts, Sundry Debtors, Closing Stock, Sundry Creditors, Loans, Capital Account, and Net Profit in standard T-format PDF and Excel exports.

Pro

Business Insights & Cash Flow Trends

See your top-selling and highest-margin products, largest customer debtors and supplier creditors, sales vs. purchase charts, cash inflow vs. outflow trends, and payment mode breakdowns at a glance.

For Bankers, Cashiers & Branch Operations

Bank & Teller Tools

Purpose-built denomination registers and reconciliation utilities for bank branches, head cashiers, tellers, and high-volume cash counters.

Pro

Vault Register

Maintain a daily bank or branch vault register with denomination-wise Opening Balance, timestamped Cash In and Cash Out movements, live running vault balance per note/coin, one-tap import from Multi Cashiers, and PDF/Excel export.

Pro

Multi Cashiers

Tally cash across multiple cashiers or tellers simultaneously in separate tabs. Track each cashier's denomination counts, compare against their individual teller system balance for short/excess, and view consolidated grand totals.

Pro

ATM EOD Reconciliation

Reconcile ATM and BNA (Bunch Note Acceptor) machine cash at End of Day by comparing physical denomination counts against machine dispensed, rejected, remaining, and deposited counters to spot discrepancies immediately.

Pro

Soiled Notes & Bundle Calculator

Segregate and track good/issuable notes alongside soiled or mutilated notes by denomination. Import counts from Cash Counter history and compute loose notes, 100-piece packets, and 1,000-piece bundles automatically.

Free

Today's Report & Tally History

Combine your start-of-day denomination balance with the day's debit and credit tallies in Today's Report, and search, filter, or combine past denomination tallies anytime in History.

Free

Indian Bank Holidays Calendar

Check state-wise and Union Territory bank holidays across India, including 2nd and 4th Saturdays, Sundays, and gazetted regional holidays, with offline access for planning deposits and settlements.

Financial Calculators & Everyday Utilities

27+ Calculators & Tools

Handy tax, loan, investment, and communication utilities built right into the app so you never need to switch between multiple tools.

GST Free • 27+ Pro

GST & 27+ Financial Calculators

Use the quick GST Calculator (inclusive/exclusive slabs with CGST & SGST split) for free, plus 27+ Pro calculators: What-If reverse solver, EMI, Flat vs. Reducing Rate, SIP, Step-Up SIP, Lumpsum, SWP, FD, RD, PPF, EPF, NPS, SCSS, Post Office MIS, SSY, APY, HRA, Gratuity, CAGR, and Inflation.

Pro

MF Goalie & Split Expense

Organize and track your mutual fund SIPs by specific business or family goals in MF Goalie, and split shared group, trip, or partner expenses with automatic net settlement calculations and PDF/Excel summaries in Split Expense.

Free

WhatsApp Chatter & Business Profile

Send WhatsApp messages to unsaved customer phone numbers without cluttering your contacts list. Set up your Business Profile with your shop name, logo, GSTIN, address, signature, and choice of 10 PDF themes for all exported reports.

9 Languages Free

Cloud Backup & 9 Indian Languages

Use TallyMyCash in English, Hindi, Bengali, Marathi, Gujarati, Tamil, Telugu, Kannada, or Malayalam. Back up your database and attachments to the cloud with Pro, and restore your existing backups anytime for free.

Make Daily Business & Cash Management Simpler

Install TallyMyCash on your Android phone to count cash faster, keep accurate Khata and stock records, manage field collections, and generate clean financial reports whenever you need them.